Tuition & Costs
Pursuing higher education is an important investment in your future. It’s essential to plan ahead and understand the tuition and associated costs before enrolling. A detailed schedule of expenses is provided prior to each academic year, and students are responsible for covering these costs.
New Tuition Structure for U.S. Students (Beginning Fall 2025)
IFCA- SUM Bible College and Theological Seminary is committed to offering an affordable, Spirit-empowered education that equips students to fulfill their calling—without the burden of student loan debt. Beginning Fall 2025, we are introducing a new tuition structure for all U.S. students that aligns with our mission and ensures long-term financial sustainability.
Flat-Rate Tuition
All U.S. students—undergraduate and graduate—will pay a flat tuition rate of $1,600 per term, which can be paid in monthly installments of $400 per month. Additional fees may apply based on program and course selection.
Lower Your Monthly Cost
Students have two options to reduce their monthly tuition payment to just $200 per month:
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Direct Support: Family, friends, churches, or other supporters can give directly toward your tuition account.
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Mission-Based Giving: Supporters can contribute to SUM’s overall mission to provide affordable, Spirit-empowered education globally. These gifts help keep tuition low for all students.
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This model is based on the success of our Donation-Based Grant and World Missions Grant programs, which have already helped hundreds of students attend SUM affordably. We are now making this model our standard approach for all U.S. students.
No Student Loans, But Financial Aid Still Available
While we will no longer offer federal student loans beginning Fall 2025, we continue to offer Pell Grants for qualifying undergraduate students who complete the FAFSA.